Schoenbeck Law completed an insurance bad faith claim against a company in 2008 that provided life insurance for newborns. In this case the child died within a few months of birth, and the company refused to pay the death benefits. When the mother submitted the life insurance claim, the company proceeded to underwrite the risk for the first time.
Now with the child already deceased, the company decided to not accept the risk and returned the premium to the grieving mother. We were successful in pursuing a bad faith suit against the company on behalf of the young mother who first suffered the loss of her baby, and then suffered the indignity of being defrauded by her life insurance company.